Best Credit Cards

The best credit cards on the market offer outstanding prizes, great bonus offers, long APRs and low prizes. Banking experts have reviewed over 300 credit cards in 30+ categories, who in 2018 could choose from our partners to choose their favorite credit cards. Below you will find detailed credit card tips and reviews so you can find and demand the right credit card.


Here are the best 2018 credit cards:

  • Chase Sapphire Preferred® Card: Reward
  • Wells Fargo Platinum Visa® Card: 0% Intro APR
  • Capital One® Venture Rewards Credit Card: Travel
  • Discover ® Balance Transfer: Balance Transfer
  • Capital One® Savor® Cash Rewards Credit Card: Return
  • Capital One® Spark® for Cash for Business: The Best Business Credit Card
  • Discover! Student Chrom: Students
  • Capital One Secured Mastercard: Bad Credit
  • Capital One QuicksilverOne Cash Rewards Credit Card: Fair credit
  • Wells Fargo Propel American Express Card: Good Credit


How we selected our highest 2018 credit cards

Our Credit Card Expert Group has held more than 300 cards in the 2018 Best Credit Card List. Determining the most important factors are commissions, repurchase rates and introductory 0% interest rates on long-term options, payment options, loan options, interest rates and owner fees. All of our cards fell between 0 and 100. For more information on each card, click the name of the card to read our opinion.



What you are looking for on a credit card will vary depending on your personal circumstances. While some seek the most valuable value for spending, others are trying to improve the credit score. That’s why you have identified what is best for each card. The factors of scoring matrix include a number of different elements, with only a few details below:


Rewards – We understand that the benefits are often motivated by the need for a new card. After all, why not get money, miles or miles for the money? Rewards may be confusing, but we try to make it easier. The editors take into account the type of reward, the award of contracts and the simple redemption.

Annual fee – Some cards charge a fee. Our experts analyze the annual fee to assess the benefits of the costs and tell them how much they will use for their card to cover the annual fee.

APR – The annual interest rate is the remaining credit card interest rate. The standard APR can range from 10% to more than 20%. Some cards have a higher “punishment” APR, which is about 30% of the payment delay. Take care of the fine print and add the APR analysis of the banker’s score.

Extras and discounts – Additional benefits provided by a number of cards, such as airport lounge access, travel credits and additional security features, greatly enhance their value. From simple credit cards to luxury, special products offered by credit cards are included in the categories.


The Wells Fargo Propel American Express Card: The Best Credit Card

The Wells Fargo Propel American Express card is a great opportunity for those who are likely to enjoy meals and travel – including gas purchase. High-speed cash back categories are broadly defined and the card offers a great sign up bonus, adding that it’s not a one-time fee bill and the result is one of the best deals today.


Main characteristics:

  • 30,000 bonus points after spending $ 3,000 in the first three months.
  • No annual fee.
  • 3x points for dining and ordering, gas stations, rideshares and transit, flights, hotels, spouses and car rentals.


Who gets this card?

Anyone who wants to pay a high prize without paying an annual fee. If you are looking for a lot of food, travel, and simple bonuses and redemptions, consider this card.


Capital One Secured Mastercard: The best credit card for bad credit

Capital One Secured Mastercard is the only protected card with a payment claim that is lower than the limit. Protected cards, if used responsibly, are a great way to build or rebuild their credit and Capital One offers one of the best deals.


Main characteristics:

  • Depending on your credit history, you can reach a $ 200 credit limit of $ 49, $ 99, or $ 200. Your payment may cost more than $ 1,000.
  • 99 percent change, but there are no annual fees, application fees, or foreign transaction fees.
  • If you make the first five payments in time, you can increase your credit limit without additional deposits.


Who gets this card?

This card fits well with those who have little or no history in a person who is eligible for one of the lower deposit options. The card offers a 80-day installment that is creditworthy, fixed-rate.


Not everyone is entitled to this card. If you go bankrupt, an earlier or earlier Capital One card, a card that you billed last year or your monthly income does not exceed $ 425 or more, you do not have to borrow.

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