Chase offers credit cards with cashback and travel bonuses, great bonus offers, 0% introductory APR promotions and cancellation fees.
If you are faced with many opportunities, you can stay alive, but it’s important to know that not everyone has the best Chase credit card. The best Chase credit card depends on your needs and preferences.
How to choose the Chase Credit Card that best suits your needs
Chase offers a wide range of credit cards for many benefits, so it’s important to know what you want before you apply.
Before we begin this process of thinking, here are some things about Chase’s credit cards to consider:
Chase credit cards are generally used for good and exceptional credits. The issuer does not offer a credible credit card for authentic credit. So if your FICO® score is below 670, you must still approve it.
Chase has a rule for applications that credit card experts call “rule 5/24”. This means that if you’ve opened more than five credit card accounts over the last 24 months, including eligible user accounts, Chase will permanently reject most credit cards.
If your credibility is in good standing and does not belong to the Chase 5/24 rule, think about what you want on your credit card. For example, are you looking for a travel reward or a cashback reward? Do you need 0% APR promotion to purchase or transfer your balance?
If you know what you need, consider your preferences. Travel bonus cards such as prizes, while cashback cards are often used. Balanced credit cards usually charge a balance transfer fee, but Chase’s one card is not. Think of these factors while watching the highest peaks.
Best travel card: Chase Sapphire Preferred® Card
Overview: The Chase Sapphire Preferred® Card provides a solid combination of rewards, travel protection and grip.
The card starts with 50,000 bonus points after buying $ 4,000 in the first three months, $ 625 when it pays Chase Ultimate Rewards. Alternatively, you can send your points to one of Chase’s airlines or hotel partners.
Airline Travel Partners
- Aer Lingus AerClub
- British Airways Executive Club
- Flying Blue AIR FRANCE KLM
- Iberia Plus
- Korean Air SKYPASS
- Singapore Airlines KrisFlyer
- Southwest Airlines Rapid Rewards®
- United MileagePlus®
- Virgin Atlantic Flying Club
Hotel Travel Partners
- IHG® Rewards Club
- Marriott Rewards®
- The Ritz-Carlton Rewards®
- World of Hyatt®
Always search for 2 points for $ 1 to travel and eat in the world and 1 point for $ 1 for everything else to do.
Here are some other highlights:
- Get 25% more value every time the points change to Chase.
- Travel interruption and interruption insurance.
- Primary rental car accident insurance.
- Baggage is delayed for insurance.
- Travel is delayed by insurance.
- There is no foreign transaction fee.
- No annual fee in the first year, then $ 95.
Benefits: Even if you are not a great poet, your card benefits will contribute to your annual remuneration. This is one of the few credit cards that have primary rental insurance, which means that you do not have to rent a car or accident with your own insurance company in the event of an accident.
Disadvantages: The lower level of the card is slightly underestimated even if Chase rewards it. Also, if you do not travel a lot, you will not be able to reach your card annual prize.